Manorhamilton & District Credit Union Limited, Main St, Manorhamilton, Co.Leitrim
071 9855500 | Mob: 085 8745617 / 087-0643954 info@manorhamilton.cumail.ie
Our credit union is for people, not for profit!

Manorhamilton Credit Union Limited

Welcome to the Manorhamilton Credit Union Limited website. We specialise in providing a safe place for savings and loans in our community.

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Test Drive a

Credit Union Car Loan

Whether you’re looking for a top-of-the-range model or something to get you from A to B, your local credit union in Manorhamilton can help you get on the road with the car you need. Chat to your credit union about a flexible car loan from a lender who cares.

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Make your home more environmentally friendly

With Our Green Loans

Contact us to reduce your carbon footprint and apply for a green loan today at Manorhamilton Credit Union, from a lender who cares.

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Planning the

Trip of a Lifetime?

Then we’ve got the perfect holiday loan for you - Whether you plan on lounging by the pool for days, backpacking off-the-beaten-track or just recharging the batteries with a weekend break, why not chat to us today at your local credit union about a flexible holiday loan.

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For Big Dreams or little day dreams

We're Open to That

At Manorhamilton credit union we understand that the reasons for needing a personal loan are as varied as life itself. Whether you are planning some making some major home improvements or you just want to get away from it all, your credit union is on hand to help.

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Loans

Providing loans to Members is one of the main functions of Manorhamilton & District Credit Union Limited. We encourage you to manage your money carefully by structuring loans around your needs and your ability to repay.

Savings

Regular savings is a good idea and is recommended by Manorhamilton & District Credit Union Limited. You might like to save for holidays, Christmas, Education or simply to put something by for that 'Rainy Day'.

Online App

Manorhamillton and District Credit Union are delighted to announce that we now have an app for you to use to access your Credit Union account on-line, CU247 is secure and available to use on your mobile or on-line anytime.

RE COVID19

Coronavirus COVID-19 Public Health Advice Members please note the following as we all try to play our part in stopping the spread of COVID19.

Only Essential transactions should be made at the counter in our office.

LODGEMENTS can be made in the following ways:

  • Express Lodgement envelope in Express Lodgement box in the office.
  • Debit card payment over the phone.
  • Standing Orders/Electronic Payments on-line.

WITHDRAWALS can be made by:

  • Calling the office to transfer monies electronically. Secure on-line access via Cu247or www.manorhamiltoncu.ie

We are appealing to members NOT to request non-essential transactions face to face in the office such as:

  • Opening new accounts (please contact us by phone or e-mail and we will do our best to accommodate you)
  • Non-critical lodgements
  • Statements ( you can request over phone and we will post)
  • Updating of balances in passbook.

Please contact us on 071-9855500, 087-0643954 or 085-8745617 if you have any questions or concerns.

Manorhamilton Credit Union Annual Accounts

Dear Member,

At this time, we would normally have held our Annual General Meeting (AGM) to present the audited accounts and annual report to you. This year, due to the impact of the Covid 19 pandemic and the restrictions of large gatherings, we were unable to hold a physical meeting.

In the meantime, in the interests of clarity to you, our members, the audited accounts of Manorhamilton credit union are now published on our website. View here.

We will be able to host a virtual AGM in the coming months and we will revert with the AGM booklet and date for the AGM as soon as possible.

The Board of Directors, Staff and Volunteers wish you a healthy & safe New Year.

 

Savings Limit

Unfortunately, due to the current climate of negative interest rates available for credit union funds and the requirement to reserve 10% of the assets of the credit union, the Board of Directors have reluctantly taken the decision to limit savings amounts to €25,000. This will come into effect from 1st September 2020. All members with a Standing Order, Pay Deduction or Farm Payment coming to their account which would allow their balance to exceed this amount are requested to cancel them immediately. The Board of Directors will review this decision on an on-going basis.

 

Manorhamilton & District Credit Union is registered for SEPA payments only.

If as a member you wish to transfer funds into your account, then the payment should be made as a SEPA payment only. If you are aware that a third party is making a payment into your account, it is advisable that they tell their financial institution that the payment should be made via SEPA. If a payment is sent in any other way, for example by SWIFT, the payment will be rejected by our processing Bank and the Payer may incur a rejection charge that he/she may be liable for.

What is a SEPA payment?

SEPA stands for Single Euro Payments Area. A SEPA payment is sent through the SEPA Scheme. The SEPA payment scheme was created to simplify euro transfers between EU member states.

The SEPA scheme consists of the 27 EU Member States plus Iceland, Norway, Liechtenstein, Switzerland, Monaco, the United Kingdom and San Marino.

To make a SEPA payment you need:

  1. The IBAN of the person you want to pay
  1. The bank to which you are sending the payment to be a member of the SEPA scheme
  1. The payment to be in euro

 

Please note: Manorhamilton & District Credit Union is unable to accept SWIFT payments. You may incur charges if you attempt to send money to your account in Manorhamilton & District Credit Union via SWIFT.

Car Loan vs PCP.

Josie Martin Credit Union Scholarship

Josie Martin Scholarship application

View the brochure here and here.

We're here to help

  • Loan Calculator
    Check out our loan calculator for repayments that suit you.
  • Membership
    Joining is Easy! To be eligible for membership of Manorhamilton Credit Union Limited you must be living or working within our common bond area.
  • Managing Your Money
    This year is yet another year that is delivering families and individuals some tough financial challenges